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Credit Card Review: Us Airways Dividend Miles Premier World Mastercard
by madeinglitchby madeinglitchFor my credit cards, I generally prefer cashback rewards – as much as I travel, cash is just as easy to use towards my travel, plus it’s a lot less hassle. However, I made an exception to this rule for the US Airways Dividend Miles Premier World Mastercard, as it offers some unique perks beyond just earning miles. The real decision-maker for me was that I realized that I travel so frequently, that it was time to try to consolidate all of my airline travel to one airline, and start to reap the rewards of elite status such as free first-class upgrades. I live in Phoenix which is a hub for US Airways, so they have lots of flight options, and I’ve generally had pretty decent experiences flying with them, as well as a decent amount of miles racked up, so I made the decision to commit to US Airways for 2011. I’m not quite at the first tier of elite status yet, but I don’t envision it taking that long (25,000 miles to hit Silver status). My favorite perk of this credit card is Zone 2 boarding group. The only people that board before you are First Class and Zone 1 – and Zone 1 is just anyone with elite status (generally they’re in First Class anyway). Now that every airline charges to check bags, I always bring my trust carry–on bag which is about as large of a carry–on as they’ll allow…as such, it’s important to get on the plane early, so there is plenty of overhead space to stash my bag. Zone 2 makes it really easy to find space for my bag, get my seat, and relax while everyone else boards. The other cool perks include a free companion pass per year, free flights for only 20,000 miles (versus 25,000 miles without the card), and usually a pretty hefty mileage bonus after your first purchase (I think I got 20,000 miles after my first purchase), so you pretty much get a free flight upon signing up. After using the card for a few months, I’m happy with it. Their online banking/account management is a little old school compared to the interface of someone like AMEX, but hey, it gets the job done, and I can pay my bill online, which is all I really care about. My initial credit limit was pretty decent, nothing amazingly high but nothing insulting low like the credit limit traps that Capital One loves to play. The only downside is the annual fee of $89. If you’re not going to be flying a lot, and you’re not planning on sticking to US Airways as your primary airliner, then I wouldn’t recommend this card. But if you’re going to be flying a decent amount on US Airways, it’s totally worth it. Even for just 5 round trips per year, that’s 10 headaches you’re saving yourself with the early boarding, and the free miles for signing up are worth the $89 themselves. Covering yourself with LifeLock before activating your credit card will ensure no one else is capable of stealing or opening a card in your name which could cause epic headaches. So there you have it – I can honestly say I’m happy with it, which is more than I can say with a lot of other credit cards I’ve had, and my frequent flyer miles have skyrocketed since I signed up – at the time of writing, I have a little over 65,000 miles at my disposal, and I’m 10% of the way to Silver status (only 1 month into the year…).
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I recently flew on Business Select on my last Southwest flight – and although it was only a $35 upgrade, I’m not really convinced it was worth the extra money. I enjoy Southwest as an airline and fly them a lot, but I don’t think I’ll bother with this upgrade again. Business Select really gets you four things, some of which aren’t really what they’re cracked up to be. Priority Boarding (A15 or lower): I was A3 and A2 for both legs of my flight. However, since my flight originated in Sacramento before arriving in Phoenix, they allowed everyone who originated in Sacramento to board ahead of the A group, so even boarding as an A2 there were already close to 15 people on board. The best aisle seat I could find with overhead space for my carry–on was in Row 6. And in both cases, an unusually large person from boarding group C sat in the middle seat, making it a very uncomfortable flight – even with priority boarding, it’s still luck of the draw who sits next to you I guess. A free drink – at a whopping $5 value. I actually got two drink coupons since I had a layover, so make that a $10 value, although I didn’t get to use either of them since I was traveling on business…One way to improve this incentive would be to allow it to be unlimited drinks as opposed to just one like other airlines do for First Class, and include full bottles of water and other premium NA beverages for those that aren’t drinking (Vitamin Water, Gatorade, premium Iced Tea, etc.). An Extra Credit – this might be the only value–add that was worth it. Since my flight was over 750 miles, I got two credits instead of one. For the $35 fee, it would only take me 8 flights instead of 16. This works out to 8 flights x $35 = $280 extra to earn that extra round–trip. The math kind of works out, especially if you’re cashing in those drink coupons. But if any flights are under 750 miles, that extra credit is only a quarter of 1 credit (.25) extra so then the value gets thrown off considerably. Fly–by Security Lane – this can be a huge help sometimes, other times not so much. It probably depends on what airport you fly out of most frequently – PHX is usually pretty efficient. Even saving 5 minutes can be nice though. Between the extra credit and the shorter security line, I’d say this is where the real value of the upgrade is at. In the end, I’d say that $35 is about the most I’d pay for this package, and even then, it would probably be awash in the long …
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How to Sneak Booze Onto a Cruise Ship Trying to sneak some alcohol onto a cruise ship? I don’t blame you – drinks on cruise ships are very expensive! Sneaking liquor onto a cruise ship can be a bit tricky, especially for first–time cruisers or anyone that has never tried it before. The cruise lines all state what their alcohol policies are and warn you that if they find anything else, it will be confiscated. In reality, not everyone gets searched – my girlfriend and I walked onboard our last cruise without anyone bothering to look through our carry–ons, and we could have easily snuck more liquor on, but other people we spoke to weren’t so lucky and got a thorough searching and all of their prohibited alcohol taken away. Based on my personal experience, as well as the experience of other cruisers I have spoken to, here is my best advice for anyone thinking of sneaking extra booze onto a ship. 1.Sneak on booze you’re willing to lose_ the worst that will happen is that they take it and not give it back, so don’t bring your fanciest, most expensive type of liquor. Leave the bottles of 21-year-old scotch at home, and opt for cheaper liquor that won’t upset you terribly if it gets confiscated. 2.Check what you are allowed to bring on the cruise ship’s website. For instance with Carnival, you can bring two 750 ml bottles of wine, plus 12 non–alcoholic drinks 20 ounces in size or less. 3.Figure out what container or bottle you are going to funnel your liquor into. This is very important, as you don’t want to bring it in something super obvious, but you don’t want something that will spill or leak either. …
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You’re about to go on your European backpacking adventure. So you have carefully packed your …
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